1. AGREEMENT TO THESE TERMS

These Terms of Service (“Terms”) govern your use of mcofchicago.com (the “Site”) and your dealings with Motor Cars of Chicago (“we,” “us,” or “our”), including inquiries, deposits, purchases, financing, vehicle sales and trade-ins, and delivery. By using the Site or our services you agree to these Terms and to our Privacy Policy. If you do not agree, please do not use the Site. You must be at least 18 years old to use our services.

2. VEHICLE LISTINGS, PRICING AND AVAILABILITY

• We work to keep listings accurate, but vehicle information, photos, options, mileage, equipment and history may be supplied by third parties (such as VIN decoders and history providers) and may contain errors or omissions. Verify any detail that matters to you before purchase.

• Advertised prices do not include taxes, title, registration and license fees, the dealer documentary fee, shipping or other charges unless stated. All prices are subject to change without notice.

• Vehicles are subject to prior sale. A listing, quote or online reservation is not a binding offer or contract.

• We may correct pricing or listing errors at any time, including after a reservation or deposit, and may cancel a transaction affected by an error, in which case any deposit taken for that vehicle will be refunded.

• A sale is final only when you and we sign the written purchase documents. If those documents conflict with these Terms, the signed documents control.

3. PRE-OWNED VEHICLES, INSPECTIONS AND WARRANTIES

Pre-owned vehicles are sold as described in the FTC Buyers Guide for each vehicle. Unless we give you a written warranty or a manufacturer warranty still applies, vehicles are sold AS IS, with no dealer warranty, express or implied, to the extent permitted by law. We encourage an independent pre-purchase inspection and a review of the vehicle history report before you buy. Third-party history reports and inspection results are not guaranteed by us.

4. DEPOSITS AND PAYMENT

• Deposits reserve a vehicle and are applied to the purchase price. Unless your written deposit agreement says otherwise, deposits are non-refundable, except where we cancel the sale or the law requires a refund.

• Final payment is accepted by cashier’s check, bank wire or approved financing. Vehicles and titles are released only after funds have fully cleared.

• Wire-fraud warning: we will never change our wiring instructions by email or text. Always confirm wiring details by calling us at (815) 733-6111 at a number you know is ours before sending money.

5. OUT-OF-STATE PURCHASES, SHIPPING AND TITLE

• You are responsible for registering the vehicle and paying any taxes and fees required by your home state, unless we agree in writing to collect them for you.

• Shipping is performed by independent carriers. Delivery dates are estimates and may be affected by weather, carrier schedules and other events outside our control.

• Unless otherwise agreed in writing, title and risk of loss pass to you when the vehicle is released to you or to your carrier. Inspect the vehicle at delivery and note any damage on the carrier’s bill of lading.

• Emissions, safety and other requirements vary by state. It is your responsibility to confirm a vehicle can be registered where you live.

6. SELLING OR TRADING YOUR VEHICLE TO US

• Online offers and estimates are not binding. A final offer is made only after we inspect the vehicle and verify its title, ownership, liens, history and condition.

• You must have the legal right to sell the vehicle and must accurately disclose its condition, accident and damage history, title status and any liens.

• If information you provided proves inaccurate, we may adjust or withdraw our offer, or unwind the transaction as permitted by law.

7. FINANCING

We are not a lender. Financing is provided by third-party banks, credit unions and finance companies, and approval, rates and terms depend on your credit and the lender’s decision. By submitting a credit application you authorize us and those lenders to obtain consumer reports and verify your information. The terms of any financing are set out in your retail installment contract or loan documents.

8. COMMUNICATIONS

By submitting a form or contacting us, you agree that we may contact you about your request by phone, text message and email at the details you provide. We send marketing text messages or make marketing calls using automated technology only with your prior express consent, and consent is not a condition of any purchase. Reply STOP to opt out of texts or HELP for help. Message and data rates may apply.

9. USING THE SITE

You agree not to misuse the Site, including by submitting false or misleading information, impersonating others, scraping or copying listings, interfering with the Site’s security or operation, introducing malicious code, or using the Site for any unlawful purpose.

10. INTELLECTUAL PROPERTY

The Site and its content, including text, photos, videos, graphics, logos and design, are owned by or licensed to Motor Cars of Chicago and are protected by law. You may view the Site for personal, non-commercial use. You may not copy, reproduce or redistribute content without our written permission. Vehicle manufacturer names and logos belong to their respective owners.

11. THIRD-PARTY SERVICES AND LINKS

The Site may include links to or embedded services from third parties, such as financing applications, maps, social media and vehicle history providers. We do not control and are not responsible for those services, and your use of them is subject to their own terms.

12. DISCLAIMERS

The Site and its content are provided “as is” and “as available,” without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose and non-infringement, to the fullest extent permitted by law. We do not guarantee that the Site will be uninterrupted, error-free or free of harmful components.

13. LIMITATION OF LIABILITY

To the fullest extent permitted by law, Motor Cars of Chicago and its owners, employees, affiliates and service providers will not be liable for any indirect, incidental, special, consequential or punitive damages, or for lost profits, data or goodwill, arising out of or related to your use of the Site. Our total liability for any claim relating to the Site will not exceed one hundred U.S. dollars ($100). Nothing in these Terms limits liability that cannot be limited by law or changes the terms of a signed vehicle purchase agreement.

14. INDEMNIFICATION

You agree to indemnify and hold harmless Motor Cars of Chicago from claims, losses and expenses (including reasonable attorneys’ fees) arising from your misuse of the Site, your violation of these Terms, or inaccurate information you provide to us.

15. GOVERNING LAW AND VENUE

These Terms are governed by the laws of the State of Illinois, without regard to its conflict-of-law rules. Any dispute relating to these Terms or the Site will be brought in the state or federal courts located in Will County, Illinois, and you consent to their jurisdiction, unless your signed purchase documents provide otherwise.

16. CHANGES AND GENERAL TERMS

We may update these Terms from time to time by posting a new version on this page and updating the effective date. Your continued use of the Site after changes are posted means you accept them. If any provision is found unenforceable, the rest remain in effect. Our failure to enforce a provision is not a waiver.

17. CONTACT US

Questions about these Terms can be sent to:

• Email: Waseem@mcofchicago.com

• Phone: (815) 733-6111

• Mail: Motor Cars of Chicago, 3301 Essington Rd, Joliet, IL 60435